Monzo's logo

Monzo Stock and Valuation

Commercial Banks
Year Founded
2015
Headquarters
London, United Kingdom
Employees
2,277

Monzo Valuation Estimate

Based on UpMarket valuation model
$5.84 billion

Monzo Valuation as of Last Funding Round

As of 05/08/24, according to PitchBook Data, Inc.
$5.20 billion

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Monzo Company Overview

Monzo is a leading digital bank that aims to make money management easy for its customers. With a user-friendly platform and innovative features, Monzo allows users to effortlessly track their expenses, save efficiently, and spend with confidence. As of the latest financial report, Monzo has a total customer base of over 5 million users and has processed more than $15 billion in transactions. The company's strong focus on customer experience and its commitment to transparency have made it a popular choice among investors. Monzo's impressive growth trajectory and its ability to disrupt the traditional banking industry make it an attractive investment opportunity.

Monzo Valuation History

FAQ

Does Monzo have stock?

Yes, Monzo and almost all privately held companies issue stock so founders, employees, and investors can participate in equity ownership. However, because Monzo is privately held, it is more challenging to acquire shares than if the company was publicly traded. 

Is Monzo publicly traded?

No, Monzo is a privately held company. It is not publicly traded or offered directly on any stock exchange like the NYSE, Nasdaq, etc. 

Who owns Monzo stock?

As a privately held company, Monzo shares are held by its founders, management, employees, venture capital funds, or other private individuals and institutional investors. 

Disclosure rules differ for private and public companies, so it may not always be possible to know the complete ownership (cap table) of a private company like Monzo.

What is the stock symbol for Monzo?

Monzo is a privately held company. Therefore, it does not have a stock symbol or “ticker” that trades on public exchanges like the NYSE, Nasdaq, etc. 

Can I buy Monzo stock on UpMarket?

If you would like to buy shares in Monzo, please provide your information in the form at the top of this page and click the button titled “I want to buy this stock.”

One of our investor relations team members will contact you to discuss Monzo stock availability. Note: inquiries are non-binding, subject to market availability, and shares may only be purchased by accredited investors that meet all eligibility criteria.

UpMarket has offered many similar companies as Pre-IPO investments, including Airbnb, SpaceX, ByteDance, Plaid, Kraken, Databricks, and others. UpMarket also often has funds available that invest in a portfolio of companies potentially including, Monzo as well.

What is Monzo stock price?

The stock price of Monzo can be calculated by taking the valuation of the company divided by the number of shares outstanding. Because a private company can issue new shares at any time, we do not know the current number of shares outstanding.

For illustrative purposes, however, assuming Monzo has issued 250 million shares, at the estimated UpMarket valuation of $5.84 billion, each share of Monzo stock would be worth $23.34.

How do Monzo pre-IPO trades work?

Pre-IPO trades for Monzo will typically involve accredited investors purchasing shares from current shareholders through specialized investment platforms like UpMarket. Trades generally occur on the secondary market, meaning Monzo doesn't issue new shares or receive capital–shares are privately exchanged between two parties.

While investors aim to profit from a potential IPO or acquisition, these investments carry high risks due to limited liquidity and information. Understanding all terms and conditions is crucial, as each transaction can have unique characteristics. Investing in private companies can be extremely risky and may result in significant capital loss.

When is Monzo going to go public?

The decision to go public through an Initial Public Offering (IPO) is complex and depends on various factors, including the company's financial performance, market conditions, and strategic goals.

Unless Monzo officially announces its intention to go public, any predictions about when or if it will do so would be speculative.

Investors interested in Monzo should monitor official company communications and reliable financial news sources for any updates regarding potential IPO plans.

How do I exit my investment if I invest in Monzo with UpMarket?

Exiting your investment in Monzo typically involves one of these scenarios:  1) selling your shares on a secondary market to other interested investors; 2) holding shares until a liquidity event occurs, such as the company going public (IPO) or being acquired.

Investors must know that the timing and availability of these exit options are inherently unpredictable, and there is no guarantee of when or if they will occur.

How can I sell Monzo shares?

If you own Monzo shares, you may be able to find a buyer on a pre-IPO marketplace or via an introduction by a registered broker-dealer like UpMarket.  It is important to note that the class of shares you own may impact your ability to sell. For example, shares issued to startup employees often have transaction limitations, including lock-up periods and a right of first refusal by the company, which may prevent you from selling your shares freely.

How does UpMarket estimate the valuation of Monzo?

UpMarket’s valuation estimate for Monzo is algorithmically generated based on recent primary round financings by Monzo, market conditions, company popularity, sector performance, and public market comps.

It is important to note that UpMarket’s valuation estimate for Monzo could be outdated, may not reflect all recent news or market events, and is not intended to inform any investment decision-making. UpMarket’s valuation estimate is not meant to be a warranty or projection of potential financial returns or company performance. Valuations can change rapidly and unexpectedly.

Why choose UpMarket? 

UpMarket was founded in 2019 and has helped hundreds of investors access alternative investments. UpMarket is a licensed broker-dealer based in the United States. UpMarket customers have invested over $150 million in pre-IPO companies, hedge funds, private equity, real estate, and other alternatives.

If you are an accredited investor, you can create a free account to access our deal flow and opportunities. There is never any pressure to invest.

UpMarket clients have invested in companies like Monzo, SpaceX, Neuralink, Anthropic, and many others. UpMarket and its leadership have been mentioned in media outlets like Forbes, WealthManagement, Wealth and Finance News, and TechBullion.

Monzo Management

Name Position
Anil Tummalapalli CEO
Sujata Bhatia COO
Jonas Templestein CTO

Monzo Company News

Monzo Investors

Y Combinator

Coatue Management

General Catalyst

Accel

Thrive Capital

AME Cloud Ventures

Goodwater Capital

Tencent Holdings

Monzo SEC Activities/Filings

Form SEC Filings Date
D Notice of Exempt Offering of Securities 12/23/21
D/A Notice of Exempt Offering of Securities - amendment 12/21/20
D Notice of Exempt Offering of Securities 06/25/20
D Notice of Exempt Offering of Securities 06/27/19

Monzo Related Companies

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