CEO Marc-Alexander ChristFounded 2012HQ London, UK
SumUp is a global financial technology company focused on card readers, payments, and point-of-sale tools for small businesses. It helps merchants accept card payments and manage business transactions across multiple markets.
Access to pre-IPO shares is available to accredited investors through UpMarket.
Latest Price
$8.5B
Private credit financing, May 2024, Perplexity
UpMarket Estimate
$8.1B
Based on UpMarket valuation model
Previous Price
$8.5B
Debt financing 2024
How to Invest in SumUp Through UpMarket
SumUp shares are not on public exchanges. UpMarket provides accredited investors access through secondary market transactions.
Step 01
Verify accredited investor status
Confirm eligibility under SEC Rule 501 of Regulation D. Income or net worth threshold applies.
Step 02
Create an UpMarket account
Complete KYC/AML onboarding. Typically 1–2 business days. Licensed rep assigned on signup.
Step 03
Review available SumUp offerings
Full offering memoranda and risk disclosures provided before any commitment is required.
Step 04
Complete subscription documents
Review and sign subscription agreement. All documents handled digitally through the platform.
Step 05
Fund your investment
Wire transfer or ACH. $50K minimum. Funds held in custodial account until close.
Pre-IPO investments are illiquid, speculative, and involve risk of total loss of capital.
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UpMarket has brokered over ${{aum_amount_brokered_en}} billion in alternative investments*
*Includes principal invested and appreciation of investments originated via the UpMarket platform based on historical trade volume and valuation estimates through {{aum_as_of_date_en}}. Of the total, approximately ${{aum_amount_managed_en}} million is managed by UpMarket Management, with the remaining originated investments managed by affiliates. Past performance is not predictive of future results.
Valuation Growth Over Time
Post-money valuation by round
Previous roundsMost recent
Date
Round
PPS (split-adj.)
Valuation
May 2024
Private credit financing
$8.5B
2024
Debt financing
$8.5B
2024
Total funding
SumUp Revenue and Growth
Annual revenue
Why Investors Are Watching SumUp
Growth Signal
SumUp raised €590M at €8B valuation in 2022
SumUp said its €590 million round in June 2022 gave the company an enterprise value of €8 billion and brought total capital raised to €1.5 billion. The company also said it serves over 4 million small businesses worldwide, signaling continued scale.
Competitive Moat
Back-to-back marquee rounds show strong capital access
SumUp disclosed a €285 million financing led by Sixth Street Growth with Bain Capital Tech Opportunities, Fin Capital and Liquidity Group participating. It later reported a €590 million round led by Bain Capital Tech Opportunities, indicating repeat support from large growth investors.
Market Opportunity
SumUp targets 4M+ small businesses across 30+ countries
Bain Capital said SumUp operates in more than 30 countries and serves over 4 million small businesses worldwide. That footprint points to a large fragmented merchant market for payments and financial tools.
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No. As of March 2026, SumUp is a private company and does not trade on any public stock exchange. Accredited investors can access SumUp shares through UpMarket, a FINRA-registered broker-dealer that specializes in pre-IPO investments.
SumUp does not have a public stock price because it is privately held. The most recent known share price comes from its last funding round. Pre-IPO share prices on the secondary market may differ from the last round price depending on supply, demand, and market conditions.
Yes. Accredited investors can indicate interest in SumUp shares through UpMarket by filling out the form on this page or creating an account at upmarket.co. All pre-IPO offerings are subject to availability and require a $50,000 minimum investment. UpMarket is a FINRA-registered broker-dealer and has brokered alternative investments since 2019.
Pre-IPO investments carry significant risks. SumUp shares are illiquid, meaning there is no public market to sell them quickly. There is no guaranteed exit timeline or return. The investment is speculative in nature, and investors should be prepared for the possibility of total loss. Valuations of private companies can fluctuate substantially between funding rounds. Investors should consult their financial advisor and review all offering documents before investing.
In a pre-IPO transaction, accredited investors purchase shares from existing shareholders (such as employees, early investors, or other holders) through secondary market platforms. The company itself does not issue new shares in these transactions. UpMarket facilitates these trades as a FINRA-registered broker-dealer, handling compliance, documentation, and settlement on behalf of both parties.
There are two primary exit paths for pre-IPO holdings: selling your shares on the secondary market to another buyer, or holding until the company completes an IPO or is acquired. Both paths are subject to transfer restrictions, company approval (right of first refusal), and market conditions. The timing of any exit is unpredictable, and investors should plan for a multi-year holding period.
The minimum investment for most pre-IPO offerings on UpMarket is $50,000. This amount may vary depending on the specific offering and share availability. There are no fees to create an UpMarket account or browse available investments. Investors only pay transaction-related fees when they complete an investment.
UpMarket's valuation estimate of is derived from a proprietary model that incorporates multiple data sources: funding round data (Caplight), revenue estimates (Sacra), secondary market pricing, and public company comparables. The model applies a private company discount to the public comp multiple to account for illiquidity and information asymmetry. This estimate is not investment advice and may differ substantially from the price at which shares actually trade.
SumUp provides card readers, payments, and point-of-sale tools for small businesses, generating about $600M in 2025 revenue; it raised €590M at an €8B valuation in 2022 and is valued at $8.1B — accredited investors can access SumUp stock through UpMarket.